Financing possibilities

1. Financial aid from the State (Cedies)

• What is it?

This is a financial contribution by the government of Luxembourg for students in higher or university education (amended act of 22 June 2000).
The financial aid may consist of two parts:

a) A grant deposited by the State on a personal account of the student

b) A loan at an interest rate of only 2% that the student may take out from one of the banks linked with the State (cf. below).

Reimbursement conditions: the student must start reimbursing the loan two years after the end or discontinuation of his or her studies. From that time, the loan must be reimbursed within 10 years (or 5 years for students over 35 years of age).

Attention: Interest at the rate of 2% shall be normally debited to the student by the bank twice a year.

• Who is eligible for financial aid?

All the students registered in a cycle of post-secondary, higher, university studies, who meet one of the following conditions:

- Be nationals of and reside in Luxembourg;

- Be nationals of an EU Member State, reside in Luxembourg, and fall under the scope of Regulation (EEC) No. 1612/68 on freedom of movement for workers within the Community (in general, the parents must reside and work in Luxembourg);

- Be nationals of a third State or stateless, domiciled in Luxembourg for at least five years, and hold a secondary school leaver’s certificate recognised as equivalent by the Ministry of National Education;

- Have political refugee status in Luxembourg and be domiciled in Luxembourg.

If you receive financial aid from the CEDIES and if you go on the required mobility programme, do not forget to attach your mobility contract to the documents: your financial aid will be increased during the term of your stay abroad.

For more information, consult the CEDIES website.

2. Study grants