Financial Support

It is a financial contribution that the Luxembourg State gives to students who take higher or university education (amended law of 22 June 2000).

The financial aid can consist of two parts:

• The grant paid by the State into the student's personal account
• The loan at an interest rate of only 2% that the student can take out with one of the banks who have signed an agreement with the State (see below)

Repayment conditions: the student must start repayment two years after his/her studies have finished or stopped. From then onwards, the loan must be repaid within 10 years or 5 years for students who are over 35 years old.

Attention: The 2% interest payable by the student is normally debited twice per year by the bank.

All students registered in a course of post-secondary, higher or university studies and who comply with the following conditions of nationality:

• to be a Luxembourg national and to live in Luxembourg,
• to be a national of a European Union member country, to live in Luxembourg and to come within the scope of EEC regulation No 1612/68 regarding the free circulation of workers within the Community,
• to be a national of third party States or a stateless person, living in Luxembourg for at least 5 years and holding a secondary education diploma recognised as being equivalent by the Ministry of National Education,
• to be a political refugee in Luxembourg and to be living in Luxembourg.

Complete and confirm online via the www.cedies.lu site at the link "e Aide fi".

It is also possible to send a written application (by post, fax, email or hand over) to CEDIES, 211, route d'Esch, L-1471 Luxembourg , Fax:  45 56 56  EMail: cedies@mcesr.etat.lu , and to send back the written questionnaire completed and supplemented by the required documents to the same address, meeting the deadlines for this.

A new questionnaire must be completed for each academic year.
For annual registrations and registrations in the Winter semester:

• fill in your questionnaire online via the www.cedies.lu site ("Aide Fi" link), or ask for the questionnaire in writing by 31 October of the academic year in question at the latest.
• Send back the e-aidefi letter, or the completed questionnaire, plus the required documents before 30 November

Students with half-yearly registrations and who have obtained financial aid for the winter semester, must either

• complete a Summer semester extension online via www.cedies.lu (e-Aide Fi) (Warning: this is only possible if the student has applied for the Winter semester in the same way)
• put in an application for an extension (simple handwritten application) before 31 March.

The registration certificate relating to the summer semester must be sent to the CEDIES as soon as possible and no later than 31 July.

For new registrations for the SUMMER semester

• fill in your questionnaire online or ask for the questionnaire before 31 March
• send back the e-aidefi letter or the questionnaire before 30 April

The distribution of the financial aid varies depending on the financial situation of the household to which the student belongs:

• For students who are supported by their parents or by one of their parents, the annual taxable income of this household is taken as the basis of calculation.
• For married students, only the student's taxable income is taken as the basis of calculation.
• For students registered in postgraduate studies, their own income is taken as the basis of calculation.
• Registration expenses actually paid are added to the budget allocated.
• Sums paid for registration expenses exceeding the figure of Euro 100 and up to a maximum of Euro 3,700 are included in the calculation of the financial aid. One-half is granted in the form of a grant and the other half in the form of a loan.

Banque et Caisse d'Epargne de l'Etat, Banque Générale du Luxembourg, Banque de Luxembourg,  Banque Raiffeisen, Banque ING, DEXIA-BIL, Fortuna Banque

The Luxembourg State pays a bonus to each student who has filed an application with the CEDIES and who has successfully finished a course of higher or university studies within the official time frames allowed.

All students who meet the conditions of the amended law of 22 June 2000 and of the amended Grand Duchy regulation of 5 October 2000 and who have finished a course of higher or university studies within the official time frames allowed by the curriculum.

Dispensation is allowed for first and second year studies for which the student can exceed the officially allowed deadline by a year.

1. complete and confirm your application via the www.cedies.lu site or ask for the form from the CEDIES no later than one year after passing;
2. send back the e-aidefi letter or the completed form, attaching all of the required documentary proof.

The incentive bonus must be applied for no later than one year after successfully completing the diploma marking the completion of the course of studies. 

1. The incentive bonus for 1st and 2nd year studies is Euro 1,000
2. The incentive bonus for graduate studies is Euro 2,000
3. The incentive bonus for the postgraduate studies is Euro 2,000 per year with a maximum of Euro 8,000

Attention: Pursuant to article 7 of the Grand Duchy regulation of 5 October 2000 regarding State financial aid for higher studies, the incentive bonuses for graduate and postgraduate studies must be paid on the student's loan account.